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Except as provided in paragraphs (a)(2) or (c) of this section, an FDIC-supervised institution, or a servicer acting on its behalf, shall require the escrow of all premiums and fees for any flood insurance required under § 339.3(a) for any designated loan secured by residential improved real estate or a mobile home that is made, increased, extended, or renewed on or after January 1, 2016, payable with the same frequency as payments on the designated loan are required to be made for the duration of the loan. (4) The FDIC-supervised institution, or a servicer acting on its behalf, shall deposit the flood insurance premiums and fees on behalf of the borrower in an escrow account.
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Sections 339.6 and 339.8 apply to loans secured by buildings or mobile homes, regardless of location. means a structure, transportable in one or more sections, that is built on a permanent chassis and designed for use with or without a permanent foundation when attached to the required utilities.
SOURCE: The provisions of this Part 339 appear at 80 Fed. 43249, July 21, 2015, effective October 1, 2015, except as otherwise Noted. (a) This part, except for §§ 339.6 and 339.8, applies to loans secured by buildings or mobile homes located or to be located in areas determined by the Administrator of the Federal Emergency Management Agency to have special flood hazards.
339.9 Notice of special flood hazards and availability of federal disaster relief assistance. Appendix A to Part 339 Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance AUTHORITY: 12 U. means any insured depository institution for which the Federal Deposit Insurance Corporation is the appropriate Federal banking agency pursuant to section 3(q) of the Federal Deposit Insurance Act, 12 U. An FDIC-supervised institution shall not make, increase, extend, or renew any designated loan unless the building or mobile home and any personal property securing the loan is covered by flood insurance for the term of the loan.
1462a, 1463, 1464, 1819 (Tenth), 5412(b)(2)(C) and 42 U. means a walled and roofed structure, other than a gas or liquid storage tank, that is principally above ground and affixed to a permanent site, and a walled and roofed structure while in the course of construction, alteration, or repair. The term means the person responsible for: (1) Receiving any scheduled, periodic payments from a borrower under the terms of a loan, including amounts for taxes, insurance premiums, and other charges with respect to the property securing the loan; and (2) Making payments of principal and interest and any other payments from the amounts received from the borrower as may be required under the terms of the loan.Deposit-refund systems are used on products such as batteries, tyres, automotive oil, consumer electronics and shipping pallets.